BadCreditRates.com - Get the BEST Rates Now

Though Your Credit May Not Be Perfect - You Still Deserve The Best Deal Possible and You Deserve to be Treated Fairly.<

Need a Bad Credit Loan or Debt Consolidation?

Whether you are purchasing a new home, refinancing, or consolidating debt, we can help you find the best home mortgage lender for your situation at the lowest rates available. When looking for a mortgage, poor credit can be a problem. But if you need a poor credit mortgage it does NOT mean you can't find a fair deal at reasonable rates. We are EXPERTS at working with credit and income issues relating to a bad credit loan.

Many times a debt consolidation loan can help you get back on your feet financially? Let us do the "shopping" for you, we can save you time, frustration, and money. Best of all, there is NO COST OR OBLIGATION. You will be surprised to find out how quickly we can begin to solve your problems, here's why...

Fill-out one simple form and let us find the best qualified lenders for your particular situation.
Within 24 hours (48 hours weekends), you will get up a quote for a loan program tailored to your situation at the lowest rate possible. And of course this is a FREE no-obligation quote.
No price gouging, we have low fees and we never charge more than 2 points on loans over $200,000.
Loans for all credit and employment situations...self-employed and poor credit--no problem!
100% financing may be available to those who qualify - even if credit is not perfect.
Unique programs for first-time homebuyers, debt consolidation loans, bad credit loans and foreclosure bailouts.
A wide variety of loans such as fixed rate mnortgage, adjustable rate, interest-only, and jumbo for a purchase or refinance home mortgage.
We NEVER re-sell our lists. If you go to another mortgage lead site you may receive dozens of calls, even months after you apply online. We do these loans ourselves - we are NOT Lead Brokers we are Mortgage Professionals.

INVEST 2 MINUTES. YOU COULD SAVE THOUSANDS.

Apply now for your FREE, no cost, no obligation quote today...

Please be aware that due to changing market conditions,
we can only do loans in certain states.
Check our state list to see if you are in one of our states.

Also if you have fair or poor credit 100% financing is no longer possible.

The more information you complete the better we will be able to find the right program for you

Bad Credit Rates Contact Form

Loan Type:	Current Balance:	1st & 2nd Mortg
Desired Loan Program:	Other Debts:	Credit card, etc.
Property Use:	New Loan Amount:
Property Type:	Property Value:

First Name:	Address:
Last Name:	City:
Email Address:	State:
Home Phone:
Cell/Work Phone:	Monthly Income:	Before Deductions
Best Time to Call:	Your Credit:
	Mortgage Lates:

Questions / Comments:

Privacy Policy: We value and respect your privacy. Your information will NEVER be shared or distributed except to a lender in conjunction with trying to obtain a loan for you.

Watch out for predatory lending practices!

Unfortunately there are people in the mortgage business who try to take advantage of people with poor credit. They know that it is harder for people with some credit problems to get a loan and they build on those people's fears. Also people with less than perfect credit are sometimes embarrassed. There is no reason to feel this way. Roughly one third of all Americans have credited that is rated "non prime".

Many circumstances can put people in a situation where their credit takes a hit - job loss, unexpected medical bills, expenses for their children, etc. The point is there is no reason to feel bad and no reason to let someone take advantage of you by charging excessive fees and/or points.

Also we work with people to help repair their credit. Once your credit is improved we can refinance you into a loan with better rates. It is one of those win-win situations - you get better credit and we get more business. Plus we know once you work with us you will recommend up to all of your friends. Fill out our form or give us a call today and get started making your situation better.

Mortgage News

Mortgage advice through email (Channel 4)
A mortgage firm has been launched offering free advice on home loans to people through email.

Mortgage rationing gets tougher (BBC News)
Mortgage lenders are continuing to demand larger deposits as they ration home loans to their customers.

Home Loans May Become Prohibitive (BruDirect.com)
Bandar Seri Begawan - Home buyers may find their choices of future residences narrowed by the new Building Tax which, once and if applied on residential buildings, may cut the amount of home loans they can take out from banks.

Fed to Begin Buying Mortgage-Backed Securities (New York Times)
The program is aimed at driving down the price of mortgages and making home loans more available.

Pink calls for more Libor loans (Money Marketing Online)
Pink Home Loans has urged more lenders to launch London Interbank Offered Rates linked mortgage products. ...

Non-Agency Mortgage Bonds Rallied as Rates Declined (Update2) (Bloomberg)
Jan. 5 (Bloomberg) -- U.S. mortgage bonds without government support rose last month, as efforts by the Federal Reserve and Treasury Department to lower home-loan rates boosted investor demand.